Steps to choosing a super fund

View our interactive presentation on how to choose the right super fund.

Some other factors to consider are:

  • choice of investments
  • potential investment performance
  • fees
  • insurance

The reputation and business strength of the fund provider and the service you will receive are also important. A financial adviser may be able to help you make a decision about your super.

Choice of investments

Diversification can help you manage the investment risk associated with your superannuation. FirstChoice Wholesale Personal Super gives you access to over 100 investment options managed by some of the most well-known investment managers and specialist boutique managers.

You can either specify your own investment options, or with lifestage investments the investment mix is automatically adjusted as you get older.

Investment performance

While each investment option may suit different investors and the return and value of an investment option can go up and down over time, FirstChoice offers the potential to meet your investment goals – whatever they are.

Value

Colonial First State is a leader in providing value for money.  With FirstChoice you know what the fees are, so there are no surprises.

Insurance

With FirstChoice Wholesale Personal Super you can tailor your insurance to your own requirements. FirstChoice Wholesale Personal Super offers:

  • Death cover
  • Death & Total Permanent Disability cover
  • Salary continuance insurance

Important:

Your insurance benefits may be affected by changing super funds. Speak to a financial adviser who can help you manage your insurance through your super fund. It may also be important to compare insurance premiums in different super funds as they can vary.

What to consider next:

Speak to your financial adviser or choose an option here:

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This document has been prepared by Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) based on its understanding of current regulatory requirements and laws as at 30 September 2014. This document is not advice and provides information only. It does not take into account your individual objectives, financial situation or needs. You should read the relevant Product Disclosure Statement available from the product issuer carefully and assess whether the information is appropriate for you and consider talking to a financial adviser before making an investment decision.