Cyber security series - Secure web browsing
Top tips on securing your web browsing before it’s too late
Identity theft occurs when someone uses your personal information to pretend to be you in order to carry out fraudulent activities, such as trying to access your bank accounts or opening a credit card in your name.
Cybercrime campaigns often start with an email that attempts to convince you to install unauthorised software on their computer, or asks them to provide personal information. This can result in financial loss or other negative consequences. The good news is there are easy steps you can take to keep yourself and your family safe online. By understanding more about cybercrime and how cybercriminals target their victims, you can learn to recognise potential scams and adopt safe online behaviour.
Email is a fast and convenient way to receive communications – but it’s also a common way for cybercriminals to target people with scams, phishing or malware. Take a few seconds to think about whether an email or attachment seems genuine before you click on it.
Schemes that seek to take advantage of individuals by presenting a solicitous offer (such as a free or cheap holiday) that turns out to be dishonest or non-existent.
Illegally accessing an individual’s information and using this information to steal money or other benefits.
Malware & ransomware
Malicious software designed to gain unauthorised access to an individual’s computer system. Typically used to steal data, destroy data, or to prevent the user from being able to access their files, holding them to ‘ransom’ and extorting users for payment.
An email pretending to be from a legitimate, trusted company (such as a bank or other service provider) that attempts to trick an individual into providing their personal or financial information.
If you’d like more information on cyber security, including keeping personal information secure, speak to a financial adviser.
This information is based on Colonial First State’s understanding of current regulatory requirements and laws as at September 2018. This document is not advice and provides information only. It does not take into account your individual objectives, financial situation or needs.