Intelligent Investing

Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their superannuation and other investments.

When it comes to investing, every investor has a different comfort level in terms of how much risk they’re willing to accept.

Unprecedented events have made markets highly volatile. But there may still be ways that people can make a difference to their superannuation – even younger members, with decades to retirement.

Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their super balance and other investments. In times like these, it’s important to understand the causes of market movements and how to minimise risk.

Whenever a share market decline is splashed all over the news, you probably feel like you should be taking some action. But when it comes to investing, a hasty decision is rarely a wise decision.

Being more engaged with one’s superannuation investments could help members to make the most of the time they have to grow wealth for retirement – no matter the state of markets.

When global financial markets become volatile, it’s natural for investors to feel concern for their investments. However, it can be helpful to understand what causes market movements – and why they’re not always a reason to worry.

Billionaire entrepreneur and philanthropist Warren Buffett once told investors, “Be fearful when others are greedy, and greedy when others are fearful.” While it may seem counterintuitive to buy when everyone else is selling up, it’s important to remember that even a declining market can present opportunities.

It’s natural to feel concern when financial markets are volatile – particularly when it comes to superannuation and the money you’ve worked hard to save for retirement.