Middle aged woman standing with arms crossed

Discover all the ways CFS
can help you unleash

With strong performance and low fees, we are anything but average.

Strong performance

Strong performance

Discover more than 10 investment options that delivered annualised double-digit returns over the last 10 years.*

Low fees

Low fees

Discover admin fees 40% lower than the super fund average.^

 

Less complexity

Less complexity

Discover consolidating your super in minutes, saving you fees, and helping your money grow.

 

Download our improved app

Discover the confidence that comes with greater knowledge.

 

With the CFS app, you can easily see how your CFS account is performing thanks to improved charts, graphs and insights.

 

All of these features paired with faster access to all your information, such as statements, balances, and where your money’s invested - all at your finger tips.

 

Freeing you from financial complexity. That’s our mission.

How can we help you achieve yours?

We’re trusted by millions

We’re trusted by millions

We’ve helped over 3 million Australians and counting.

We keep it simple

We keep it simple

Removing complexity to make investing even simpler.   

We help you find the right choice

We help you find the right choice

The right investments for your life stage and circumstances.

Thrive+

Good for people, planet and policy.


Average isn’t trusted by millions.

We’ve helped over 3 million Australians and counting.

Over 30 years of investment experience

Over 30 years of investment experience

Our Australian call centre has been rated 9/10 by our customers in 2023 #

Our Australian call centre has been rated 9/10 by our customers in 2023 #

Over $140 billion of funds under management **

Over $140 billion of funds under management **

Average doesn't win awards

Money magazine

Best of the Best

2024

 

Highest Super Performer - FirstChoice Employer - CFS Geared Share Select

Money magazine

Best of the Best

2024

 

Best Fixed Interest Pension Product

- FirstChoice Wholesale Pension - First Sentier Global Credit Income

Money magazine

Best of the Best

2024

 

Highest Pension Performer - FirstChoice Wholesale Pension - CFS Geared Share 

Helping you get the most from your super at every stage of life

From simple to sophisticated, we have a super solution for you

Personal super

FirstChoice Super gives you simple control with options for any life stage and goals.

 

Self-managed super

Our range of professionally managed funds are an effective way to diversify your self-managed super fund investments.

Employer super

FirstChoice Employer Super is designed to give you everything you need to feel confident about super.

Simple tools. Smart resources.

How much super do I need?

How much super do I need?

 

Discover how much super you need to enjoy the retirement you want, and what you can do to get there.

Tools and calculators

Tools and calculators

Make more informed decisions about your financial situation by using our tools and calculators.

Knowledge is power

Knowledge is power

 

We work hard to keep you up to date with the latest market news and insights.

Unleash in ways you never thought possible

Get in touch

Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.

Find a financial adviser

Use our tool to find professional financial advice,

local to you.

Download mobile app

Track your balance and see your 


transactions history from anywhere.

^ Source: Chant West Super Fund Fee Survey as at 31 December 2023. Admin fees of FirstChoice Wholesale Personal Super options (excluding FirstRate options) for a member balance of $50,000, is 0.20% p.a. effective 18 November 2023. It does not take into consideration investment fees and costs or transaction costs. Please see the PDS for these fees and costs. The super fund average admin fees are based on the Chant West Super Fund Fee Survey at 31 December 2023 that compares average fees by segments and across four investment risk categories. The segments are made up of Industry Funds, Public Sector Funds, Corporate Stand-Alone Funds, Corporate Master Trusts, Retail Master Trusts & Core Wraps and Wrap Accounts. Investment risk categories are made up of Conservative, Balanced, Growth and High Growth. Data sourced from the Chant West Super Fund Fee Survey, effective 31 December 2023, is based on information provided to Chant West by third parties that is believed accurate at the time of publication. Fees may change in the future which may affect the outcome of the comparison. Chant West may make adjustments to fees and costs for comparison purposes and therefore data may vary to other published materials.

 

*Applies to a subset of options in FirstChoice Wholesales Personal Super as at 31 March 2024. Past performance is no indication of future performance.

 

#  CFS Contact Centre surveyed over 16,000 FirstChoice members in the last financial year and 82.6% of them rated a 9 or 10 out of 10 for our service.  

 

**As at 30 June 2023.

 

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.

 

Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at  https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.

 

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