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FirstChoice Employer Super: Fees and commissions - Dec 2018

In January 2019, we introduced some changes to how we charge fees. These changes may reduce the fees you pay and give you more options over how you pay for advice.


For customers with no financial adviser
From January 2019, we are introducing a fee rebate for customers with no financial adviser linked to their account. The rebate is up to 0.40%. If you receive a rebate, this transaction will be referred to as a ‘Service fee rebate’ in your future statements. This rebate reduces the total fees and costs that apply to your investment.


If you have insurance cover that commenced before 1 July 2014:

  • the total insurance premiums you currently pay may be reduced by up to 22%; or
  • your insurance cover may increase if you are on a fixed-premium arrangement.


If your insurance cover commenced after 1 July 2014, your premiums may already reflect this change.


Please refer to the flyer for more information.

We're here to help

To find out how these changes may affect you, call us on 13 13 36, or speak to your financial adviser.

Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) is the issuer of super, pension and investment products. This document may include general advice but does not take into account your individual objectives, financial situation or needs. You should read the relevant Product Disclosure Statement (PDS) carefully and assess whether the information is appropriate for you and consider talking to a financial adviser before making an investment decision. A PDS for Colonial First State’s products are available at or by calling us on 13 13 36.