THIS SITE IS INTENDED FOR ADVISER USE ONLY

By clicking through to the Investments or Platforms site below you confirm that you are a licensed adviser operating under an Australian Financial Services License.

We will store your preference in your browser's local storage for 90 days. You may reset your preference at any time by navigating back to the personal site. Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468. The information in the site is for adviser and researcher use only. It does not take into account any person's individual objectives, financial situation or needs. It is not published for retail investor use.


Back to Personal

Allocated Pension

FirstChoice Wholesale Pension is designed for investors who are approaching retirement and wish to convert their superannuation benefits into an allocated or a pre-retirement pension.

Product snapshot

FirstChoice Wholesale Pension gives you access to over 130 investment options across different growth and income asset classes.

Asset classes Cash, Fixed Interest, Property, Shares
Investment options 130
Minimum initial investment $20,000.00
Fund managers 60+
Product Disclosure Statement Available funds Open an account

Benefits

Value

We provide you with a great platform at a competitive price.

Service

Our brand is synonymous with service excellence.

Choice

We give you real choice and diversity across specialist boutiques

KEY FEATURES

  • Multi or single manager

    You can choose from:

    • Multi-manager portfolios which are pre-mixed for you, and/or
    • Single manager options allowing you to tailor-make your portfolio.

    You can choose one option or a combination of different options and you can transfer your money into other options at any time.

    How is FirstChoice Wholesale Pension structured?
    When you are invested in FirstChoice Wholesale Pension, your money is combined with other investors’ money in FirstChoice Wholesale Pension.

    Each FirstChoice Wholesale Pension investment option is a separate investment option within this superannuation fund. Each investment option invests in an underlying ‘pool’ which is managed according to the investment option’s objectives.

    In most cases, we are the responsible entity for the underlying pools, which are managed by each investment manager through a mandate arrangement.

  • FirstRate Wholesale deposit choices

    There are a number of ways to keep the cash portion of your portfolio growing alongside your other investments. One of these ways is to use FirstRate deposit choices.

    The benefits of FirstRate deposit choices are:

    • Competitive interest rates
    • No ongoing management fees
    • You have the added reassurance that your money is on deposit with one of Australia’s leading financial institutions, Commonwealth Bank of Australia.


    FirstRate Wholesale deposit choices give you a suite of options to choose from, based on your needs.

    These are FirstRate Wholesale Investment Deposits, FirstRate Wholesale Saver and FirstRate Wholesale Term Deposits.

    Current interest rates

    Please consult the PDS and speak to your financial adviser for further information as each investment option has a different potential level of risk and return.

  • FirstNet makes it easy

    You can also access up-to-date information on your investments at any time via our secure internet site, FirstNet.

    e-Post is the fast and secure way to submit original forms and requests via FirstNet, our secure online service. You no longer need to post the originals, saving you time and effort.

    You will receive an instant email confirmation when you submit your request and a reference number. You must only submit original forms.

FEES

Please consult the Product Disclosure Statement (PDS) which shows fees and other costs that you may be charged. These fees and other costs may be deducted from your money, from the returns on your investment or from the assets of the superannuation entity as a whole.

Other fees, such as activity fees, advice fees for personal advice and insurance fees, may also be charged, but these will depend on the nature of the activity, advice or insurance chosen by you.

You should read all the information about fees and other costs because it is important to understand their impact on your investment.

Related forms

Switch form Reversionary beneficiary form Change of details

Product updates

New FirstChoice Personal Super and Pension product disclosure statement New Transfer Balance Cap From 1 July 2017 Earnings tax on transition-to-retirement income streams

Do you have complex investment needs?


Find out about FirstWrap or speak to your financial adviser.

Related Reading

Do I need financial advice?

This guide can help you decide whether it’s time to seek financial advice – and how to find the best adviser for your needs.

The rise of the seniorpreneurs

Meet the seniorpreneurs - baby boomer business owners changing the way we think about work and retirement. Many are driven by a desire to remain active.

Which retirement income stream do you choose?

Research from Colonial First State shows retirees increasingly prefer pensions and annuities to lump sums. But which income stream is right for you?

Disclaimer
Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) is the issuer of super, pension and investment products. This document may include general advice but does not take into account your individual objectives, financial situation or needs. You should read the relevant Product Disclosure Statement (PDS) carefully and assess whether the information is appropriate for you and consider talking to a financial adviser before making an investment decision. A PDS for Colonial First State’s products are available at colonialfirststate.com.au or by calling us on 13 13 36.

Contact us