By clicking through to the Investments or Platforms site below you confirm that you are a licensed adviser operating under an Australian Financial Services License.

Personal Super

FirstChoice Wholesale Personal Super has more than 130 investment options across different asset classes and investment managers to tailor an investment portfolio that is just right for you.

Product snapshot

FirstChoice Wholesale Personal Super has a diverse range of investment options across different asset classes and investment managers to tailor an investment portfolio that is just right for you.

Asset classes Cash, Fixed Interest, Property, Shares
Investment options 130
Minimum initial investment $0
Fund managers 60+



We provide you with a great platform at a competitive price.


Our brand is synonymous with service excellence.


We give you real choice and diversity across specialist boutiques.


  • You can choose from:

    • Multi-manager portfolios which are pre-mixed for you, and/or
    • Single manager options allowing you to tailor-make your portfolio.

    You can choose one option or a combination of different options and you can transfer your money into other options at any time.

    How is FirstChoice Personal Super structured?
    When you are invested in FirstChoice Wholesale Personal Super, your money is combined with other investors’ money in FirstChoice Wholesale Personal Super. Each FirstChoice Wholesale Personal Super investment option is a separate investment option within this superannuation fund. Each investment option invests in an underlying ‘pool’ which is managed according to the investment option’s objectives.

    In most cases, we are the responsible entity for the underlying pools, which are managed by each investment manager through a mandate arrangement.

  • Insurance is a very important part of your financial planning, as it provides you and your family with financial security should something unexpected happen to you. Linking insurance to your superannuation can potentially be both cost and tax-effective.

    Insurance cover is provided through group policies issued to the trustee by The Colonial Mutual Life Assurance Society Limited (‘CommInsure’ or ‘the insurer’).

    Types of insurance cover

    FirstChoice Wholesale Personal Super offers a range of insurance cover options to suit your individual needs.

    These options are:

    • Death only cover
    • Death and Total and Permanent Disablement (TPD) cover
    • Salary Continuance Insurance (SCI) cover.

    Insurance cover can be increased or reduced to meet your changing needs. It is therefore important that you regularly review your insurance arrangements

    We recommend that you speak to your financial adviser before applying for insurance cover.

  • There are a number of ways to keep the cash portion of your portfolio growing alongside your other investments. One of these ways is to use FirstRate deposit choices.

    The benefits of FirstRate deposit choices are:

    • Competitive interest rates
    • No ongoing management fees
    • You have the added reassurance that your money is on deposit with one of Australia’s leading financial institutions, Commonwealth Bank of Australia.

    FirstRate Wholesale deposit choices give you a suite of options to choose from, based on your needs.

    These are FirstRate Wholesale Investment Deposits, FirstRate Wholesale Saver and FirstRate Wholesale Term Deposits.

    Current interest rates

    Please consult the PDS and speak to your financial adviser for further information as each investment option has a different potential level of risk and return.

  • You can also access up-to-date information on your investments at any time via our secure internet site, FirstNet.

    e-Post is the fast and secure way to submit original forms and requests via FirstNet, our secure online service. You no longer need to post the originals, saving you time and effort.

    You will receive an instant email confirmation when you submit your request and a reference number. You must only submit original forms.

    Log in to FirstNet



Please consult the Product Disclosure Statement (PDS) which shows fees and other costs that you may be charged. These fees and other costs may be deducted from your money, from the returns on your investment or from the assets of the superannuation entity as a whole.

Other fees, such as activity fees, advice fees for personal advice and insurance fees, may also be charged, but these will depend on the nature of the activity, advice or insurance chosen by you.

You should read all the information about fees and other costs because it is important to understand their impact on your investment.

Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) is the issuer of super, pension and investment products. This document may include general advice but does not take into account your individual objectives, financial situation or needs. You should read the relevant Product Disclosure Statement (PDS) carefully and assess whether the information is appropriate for you and consider talking to a financial adviser before making an investment decision. A PDS for Colonial First State’s products are available at or by calling us on 13 13 36.