Make a contribution
We’ve made it easy for you to top up your investments with a variety of payment options.
Step 1 – Login to your bank’s website and select the option to transfer funds
Step 2 – Enter the BSB
Cash Management Trust and Premier Cash Management Trust |
082-154 |
All other products including investments and superannuation |
062-778 |
Step 3 – Enter the last 9 digits of your account number (found in the top right corner of your statement) eg if your account number is 0100 1234 5678 then enter 012345678
Step 4 – In the “to account” name box, enter your full name - first name followed by surname eg Julia Smith
Step 5 – For superannuation products, enter the contribution type code (found below) into the description field. Eg If you are making a personal contribution you would enter “MV” in the description field.
The most common types of contributions you can make are:
Personal contributions – if you add to your super |
MV |
Spouse contributions – made by your spouse to your account |
SP |
Superannuation guarantee contributions made by your Employer |
SG |
Employer contributions |
EA |
Salary sacrifice contributions made by your Employer |
SS |
Important information – If you have a superannuation account and you don’t enter one of the contribution codes in the EFT description field, then the SG contribution code will be used which attracts a 15% tax. Only one contribution code can be used per direct credit payment.
For managed funds, no description is required.
Note: All employers must pay their employees’ superannuation contributions via SuperStream. BPAY alone doesn’t meet a compliant SuperStream transaction. The money to pay superannuation contributions and data to instruct the payment must be sent electronically in a standard format to comply with SuperStream. That could be via FirstNet Employer (for employers with a FirstChoice Employer Super plan), CBA’s NetBank – in the Superannuation hub (for employers who use Essential Super), or through a SuperStream compliant payroll system or clearing house.