Amidst a war of opinion over the spending habits of Millennials, we investigated the financial behaviours and aspirations of a group of young Aussies – and it’s not all avocado on toast and living in the moment.

So, you dream of leaving the 9-to-5 grind to go freelance or launch a startup? Or you might have already made the jump – well done! Here’s how to live the self-employed dream, without it impacting your superannuation and long-term financial health.