As an employer, you’re responsible for paying your employees’ super contributions. You need to make sure they’re getting paid the right amount – and that it’s paid on time and to the correct account. 

 

We can help take the hard work out of making super contributions. Our FirstNet Employer payment system is simple to use, with a handy Superannuation Guarantee (SG) payment schedule and the flexibility to choose how you’d like your payments to be processed. 

 

This makes it easier for you – and keeps your people happy, knowing their super is in safe hands.

How to pay your employees' super

Making quarterly payments using our online portal is easy. 

  1. Step 1: Log in to our online portal

    If you haven’t already registered for our portal, you can do it here 

  2. Step 2: Upload your files

    Upload and confirm your contribution file 

  3. Step 3: Make your payments

    You can make your payments using either: 

    • Bpay® 

    • direct credit or  

    • direct debit. 

Make sure you pay the right amount

From July 2023, SG contributions are 11% of your employee’s ordinary time earnings (OTE) on top of their wages or salary. 

 

This will increase to:

  • 11.5% in July 2024 
  • 12% in 2025.

SG contributions payment schedule  

Every quarter, we’ll send you a SG contributions schedule that lists the dates* to make your quarterly employer contributions.

 

You can save the payment due date in your calendar simply by clicking on the date in our schedule. This means you’ll get a reminder each quarter when you need to make your payments.

 

Please note that from July 2026 super payments will need to be made in line with your employees’ pay cycles. 

This change could help Australians save more in super . 

 

Pay on time: The ATO counts an employee’s super contributions as being paid on the date the super fund receives the funds, not the date the clearing house receives them. If you don’t pay an employee’s super guarantee on time and into the right fund, you must lodge a Superannuation Guarantee Charge statement with the ATO – and pay them the Superannuation Guarantee Charge.

 

Find out more about the Superannuation Guarantee Charge.

Make payments using our clearing house 

You can use our clearing house, available through our portal, to process all your employees’ super contributions for free. Just send us a single payment and we’ll forward contributions to your employees’ chosen super funds – saving you time and effort. 

 

If you need to create new members or edit existing member details, we’ll send you real-time confirmation when it’s all done. That way, you can be confident that your employees are receiving their payments. Having up-to-date details on their salary and employment status also assists with accurate insurance cover. 

 

Find out more about your responsibilities. 

Make payments using other providers 

Prefer to use your payroll provider or another clearing house, and need to register or update details for employees with a FirstChoice Employer Super plan? No problems. Here’s how to register and update your employee details using other providers. 

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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36. Past performance is no indication of future performance.